Why choose Dot Dot Loans?

Why choose Dot Dot Loans?

Whether you are building a far better future or require help to use the pressure down, we could help. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, clear and convenient. And also by utilizing a direct loan provider instead than an agent, you will constantly understand whom you’re working with.

Listed here are six reasons why you should make an application for certainly one of our long-term loans online:

  • Fair: the quantity we agree with in advance could be the quantity you are going to pay off. No shocks
  • Versatile: you may not face penalty charges or added interest
  • Fast: Apply in minutes and obtain your loan the following day if authorized
  • Friendly: Our customer that is UK-based service are often very happy to assist
  • Accountable: we are controlled by the Financial Conduct Authority (FCA) and follow its strict tips on reasonable, safe and lending that is responsible
  • Suggested: Our clients speed us ‘excellent’ regarding the separate consumer review web web site Trustpilot

Trying to get that loan can feel daunting. However with Dot Dot Loans, you don’t have to see a physical location or proceed through an intricate application process. Individuals like our quick and friendly service в€’ and also you might too.

Is just a long-lasting loan that is personal for me personally?

We would like one to feel confident in your monetary choices. While a long-term loan might have a lot of advantages, there are occasions with regards to may not be the most suitable choice for you personally.

Short-term loans usually are considerably better in the event that you only require an inferior loan quantity. If you’d like to substitute your automatic washer, solution your vehicle or restore your property insurance coverage, for instance. You can expect short-term loans from ВЈ200 to ВЈ1000 to simply help protect smaller expenses.

And even though spreading the expense of that loan over a longer time period is going to make your month-to-month repayments more affordable, they could be higher priced general if you wind up having to pay more in interest. However with Dot Dot Loans it is possible to repay early at no cost that is extra.

Long-lasting loans can also ensure it is tricky to plan your personal future while you’ll nevertheless want to plan for your repayments. Do you want to find it difficult to manage them in the event that you change jobs or go house? If you should be concerned about debt you may get free advice from National Debtline, StepChange or even the cash information Service.

Do we be eligible for a Dot Dot loan that is long-term?

Whatever your circumstances, you can easily make an application for certainly one of our long-lasting loans that are personal:

  • You are aged 21 or higher
  • You reside the united kingdom and can provide us your target
  • You are presently used
  • You have got an email address that is valid
  • You’ve got bank account and debit card details

As with any lenders that are responsible we now have our personal requirements to simply help us provide loans our clients are able. We will consider your revenue, outgoings and credit rating before providing you with a determination.

Exactly how much may I borrow?

You are able to make an application for a long-lasting loan with us from ВЈ1,500 to ВЈ4,000. We also offer short-term loans of ВЈ200 to ВЈ1,000 if you need a smaller amount.

exactly How will my repayments work?

We provide fixed payment regards to 18, 24, 36 and 48 months. The size of your loan shall rely on exactly how much you intend to borrow. You can view what’s available to you through our loan that is long-term calculator.

Representative Example
Amount ВЈ2500
Term two years
Monthly repayments ВЈ198.68
Total quantity payable ВЈ4,768.25
rate of interest 71.1% p.a. (fixed)
APR 99.9per cent

We gather repayments immediately through Direct Debit, frequently all over date you receive compensated. You are able to talk to us if you wish to create a different payment date.

If you should be concerned you may fall behind or miss a repayment, we will you will need to assist and produce a plan that is new. You will not face payment that is late but missed payments can impact your credit rating and also make it harder to obtain credit as time goes by.

Any kind of extra costs with long-lasting loans?

We do not charge belated payment charges, included interest or other things extra. https://personalbadcreditloans.net/payday-loans-wy/ No shocks.

What is the attention price for a Dot Dot loan that is long-term?

Your rate of interest will be fixed at the start depending on simply how much you borrow. Make use of our long-lasting loan calculator to see just what yours could possibly be.

Getting a long-lasting unsecured loan with a set interest could be better to plan for than that loan by having a adjustable interest. The total amount you repay is the exact exact same every month with a hard and fast price, but an adjustable price means it may fall and rise.

Could I get yourself a long-lasting loan with bad credit?

We are invested in lending responsibly, but that does not suggest we anticipate you to definitely have perfect credit history. We are going to have a look at your circumstances all together before carefully deciding.

Exactly just exactly How quickly can I get my loan?

It is possible to make an application for a Dot Dot long-lasting loan in mins to get a response immediately after. If you have been at first authorized certainly one of our agents is going to be in contact to go over the next actions. We try to offer one last choice on the loan the second day that is working.

Make an application for a long-lasting loan that is personal Dot Dot

A loan that is long-term be precisely what you’ll want to move ahead together with your life. Utilize our long-lasting loan calculator to produce the best loan for your needs, then choose ‘Apply now’ to go on to the protected application form that is online.

Once you have submitted the job, we are going to get in contact as quickly as possible to offer our choice.